{"id":26073,"date":"2024-10-27T13:32:37","date_gmt":"2024-10-27T12:32:37","guid":{"rendered":"https:\/\/www.lucca.fr\/magazine\/?p=26073"},"modified":"2025-05-26T21:28:33","modified_gmt":"2025-05-26T20:28:33","slug":"carte-societe","status":"publish","type":"post","link":"https:\/\/www.lucca.fr\/magazine\/administration\/gestion-depenses\/carte-societe","title":{"rendered":"Qu\u2019est-ce qu\u2019une carte de soci\u00e9t\u00e9 ?"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"26073\" class=\"elementor elementor-26073\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fdd5483 e-flex e-con-boxed e-con e-parent\" data-id=\"fdd5483\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8442da9 elementor-widget elementor-widget-text-editor\" data-id=\"8442da9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Une carte de soci\u00e9t\u00e9 (ou \u00ab\u00a0<\/span><a href=\"https:\/\/www.lucca.fr\/magazine\/administration\/gestion-depenses\/carte-bancaire-entreprise\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">carte bancaire d\u2019entreprise\u00a0\u00bb)<\/span><\/a><span style=\"font-weight: 400;\">\u00a0est un moyen de paiement qui permet aux collaborateurs de r\u00e9gler leurs d\u00e9penses professionnelles.<\/span><\/p><p><span style=\"font-weight: 400;\">D\u00e9couvrez ce qu\u2019il faut savoir sur les cartes de soci\u00e9t\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8197698 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"8197698\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;Aucun titre n\\u2019a \\u00e9t\\u00e9 trouv\\u00e9 sur cette page.&quot;,&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<div class=\"elementor-toc__header-title\">\n\t\t\t\tSommaire\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__8197698\" aria-expanded=\"true\" aria-label=\"Ouvrir la table des mati\u00e8res\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__8197698\" aria-expanded=\"true\" aria-label=\"Fermer la table des mati\u00e8res\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__8197698\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccbd1ac elementor-widget elementor-widget-heading\" data-id=\"ccbd1ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu\u2019est-ce qu\u2019une carte de soci\u00e9t\u00e9 ?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-48a41d7 elementor-widget elementor-widget-text-editor\" data-id=\"48a41d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">La carte de soci\u00e9t\u00e9 est un moyen de paiement qu\u2019une entreprise met \u00e0 la disposition de ses salari\u00e9s afin qu\u2019ils puissent assurer le paiement de leurs d\u00e9penses professionnelles. On parle aussi de carte d\u2019affaires ou de carte professionnelle.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Elle remplace les notes de frais car le salari\u00e9 n\u2019a pas \u00e0 avancer ses frais professionnels. La carte de soci\u00e9t\u00e9 est en effet rattach\u00e9e au compte de l\u2019entreprise (sauf dans le cas de cartes pr\u00e9pay\u00e9es qui sont rattach\u00e9es \u00e0 des comptes sp\u00e9cifiques rechargeables).<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">L\u2019utilisation de cartes de soci\u00e9t\u00e9 offre ainsi divers avantages pour une entreprise\u00a0car elle permet de\u00a0:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Encadrer les d\u00e9penses professionnelles de fa\u00e7on plus efficiente. Il suffit de fixer des plafonds \u00e0 chaque employ\u00e9 afin d\u2019\u00e9viter tout abus et les cons\u00e9quences dommageables sur la tr\u00e9sorerie de l\u2019entreprise. L\u2019entreprise peut aussi \u00e9diter une <\/span><span style=\"font-weight: 400;\">charte d\u2019utilisation de la carte professionnelle.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Faciliter les paiements en ligne et les paiements \u00e0 l\u2019international.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Simplifier le suivi des d\u00e9penses. <\/span><span style=\"font-weight: 400;\">L\u2019enregistrement comptable des d\u00e9penses r\u00e9alis\u00e9es par une carte de soci\u00e9t\u00e9 <\/span><span style=\"font-weight: 400;\">est automatis\u00e9 via l\u2019application de la banque.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Limiter la fraude aux fausses notes de frais.<!-- notionvc: 8aef3034-df0a-4b91-87dc-5726e192c916 --><\/li><\/ul><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Du point de vue du salari\u00e9, la carte de soci\u00e9t\u00e9 offre \u00e9galement des atouts :<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00c9viter d\u2019avancer ses frais professionnels<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gagner en autonomie. Le salari\u00e9 peut effectuer librement les d\u00e9penses professionnelles qu\u2019il juge n\u00e9cessaire sans avoir \u00e0 effectuer de lourdes formalit\u00e9s.<\/span><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9492125 elementor-widget elementor-widget-heading\" data-id=\"9492125\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Y a-t-il une diff\u00e9rence entre \u00ab carte de soci\u00e9t\u00e9 \u00bb et \u00ab carte bancaire d\u2019entreprise \u00bb ?\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-43dcdaf elementor-widget elementor-widget-text-editor\" data-id=\"43dcdaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Carte de soci\u00e9t\u00e9 est un synonyme de la carte bancaire d\u2019entreprise (d\u2019ailleurs, on dira simplement \u00ab\u00a0carte d\u2019entreprise\u00a0\u00bb). Il n\u2019y a donc aucune diff\u00e9rence entre ces deux termes et vous pouvez les utiliser indiff\u00e9remment.<\/span><\/p><p>\u00a0<\/p><p><span style=\"font-weight: 400;\">Le v\u00e9ritable dilemme lorsqu\u2019il s\u2019agit d\u2019adopter une carte de soci\u00e9t\u00e9 ou une carte d\u2019entreprise, c\u2019est de choisir entre les diff\u00e9rents types de cartes possibles\u00a0:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carte de d\u00e9bit de soci\u00e9t\u00e9<\/b><span style=\"font-weight: 400;\">. Elle fonctionne comme les cartes bancaires personnelles classiques.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carte de cr\u00e9dit de soci\u00e9t\u00e9<\/b><span style=\"font-weight: 400;\">. Elle fonctionne par d\u00e9bit diff\u00e9r\u00e9 et est adapt\u00e9e aux entreprises dont le montant des d\u00e9penses est fixe et connue \u00e0 l\u2019avance.<\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carte virtuelle de soci\u00e9t\u00e9<\/b><span style=\"font-weight: 400;\">. Il s\u2019agit d\u2019une carte bancaire sans support physique ou d\u00e9mat\u00e9rialis\u00e9e. Elle est utilis\u00e9e pour les paiements en ligne mais aussi chez les marchands directement gr\u00e2ce \u00e0 son ajout \u00e0 Google pay et Apple pay sur le smartphone des collaborateurs. <!-- notionvc: cc6babf5-7c39-4aa3-bac2-ff13c9a7b3fa --><\/span><span style=\"font-weight: 400;\"><br \/><\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Carte pr\u00e9pay\u00e9e de soci\u00e9t\u00e9<\/b><span style=\"font-weight: 400;\">. C\u2019est une carte aliment\u00e9e r\u00e9guli\u00e8rement par l\u2019entreprise. Les paiements sont donc r\u00e9alis\u00e9s dans la limite des fonds disponibles sur la carte concern\u00e9e.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">En r\u00e9sum\u00e9, la <\/span><b>carte de soci\u00e9t\u00e9<\/b><span style=\"font-weight: 400;\"> est une alternative avantageuse aux notes de frais. Elle permet en effet de limiter les d\u00e9penses professionnelles des collaborateurs et optimise ainsi la gestion des frais professionnels dans l\u2019entreprise. Encore faut-il choisir la carte et l\u2019outil de gestion adapt\u00e9s \u00e0 vos activit\u00e9s afin de tirer pleinement avantages de ce moyen de paiement.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1d7e0e71 cta-img e-flex e-con-boxed e-con e-parent\" data-id=\"1d7e0e71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-121adce1 e-flex e-con-boxed e-con e-child\" data-id=\"121adce1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-287a5943 elementor-widget elementor-widget-heading\" data-id=\"287a5943\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Quel moyen de paiement est adapt\u00e9 \u00e0 mes besoins ?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10445736 elementor-widget elementor-widget-text-editor\" data-id=\"10445736\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Notre comparatif vous aide \u00e0 analyser les moyens de paiement les plus courants pour g\u00e9rer les frais professionnels.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-33bf73e6 elementor-widget elementor-widget-button\" data-id=\"33bf73e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/info.lucca.fr\/l\/950782\/2024-09-06\/5ydjkd\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">T\u00e9l\u00e9charger le kit<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Une carte de soci\u00e9t\u00e9 (ou \u00ab\u00a0carte bancaire d\u2019entreprise\u00a0\u00bb)\u00a0est un moyen de paiement qui permet aux collaborateurs de r\u00e9gler leurs d\u00e9penses professionnelles. D\u00e9couvrez ce qu\u2019il faut savoir sur les cartes de soci\u00e9t\u00e9. Sommaire Qu\u2019est-ce qu\u2019une carte&#8230;<\/p>\n","protected":false},"author":12,"featured_media":29758,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[149],"tags":[],"post_folder":[],"class_list":["post-26073","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gestion-depenses"],"_links":{"self":[{"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/posts\/26073","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/comments?post=26073"}],"version-history":[{"count":4,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/posts\/26073\/revisions"}],"predecessor-version":[{"id":31158,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/posts\/26073\/revisions\/31158"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/media\/29758"}],"wp:attachment":[{"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/media?parent=26073"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/categories?post=26073"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/tags?post=26073"},{"taxonomy":"post_folder","embeddable":true,"href":"https:\/\/www.lucca.fr\/magazine\/wp-json\/wp\/v2\/post_folder?post=26073"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}